Terms & Condition

Welcome to the website of Assurance Prestige Insurance (“Company,” “we,” “us,” or “our”).

By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these Terms, please do not use our website.

Copyright and Intellectual Property

All content on this website, including text, graphics, logos, images, layout, design, documents, forms, and other materials, is the property of Assurance Prestige Insurance or its authorized content providers and is protected under applicable Canadian and international copyright, trademark, and intellectual property laws.

You may not copy, reproduce, modify, republish, upload, post, distribute, transmit, or use any material from this website for commercial purposes without our prior written permission.

Informational Purposes Only

The information provided on this website is for general informational purposes only. It is not intended to provide legal, financial, insurance, or professional advice.

Insurance products, coverage options, premiums, eligibility, exclusions, limitations, and terms may vary depending on the insurer, policy wording, underwriting requirements, and individual circumstances.

While we make reasonable efforts to keep website information accurate and up to date, we do not guarantee that all content is complete, current, accurate, or error-free.

No Insurance Coverage Created by Website Use

Use of this website, submission of an online form, request for a quote, or communication through this website does not create, bind, amend, renew, or cancel any insurance coverage.

Insurance coverage is only effective once confirmed in writing by Assurance Prestige Insurance, the applicable insurer, or an authorized representative, and subject to the terms, conditions, exclusions, and limitations of the applicable insurance policy.

You should not rely on website communication alone as confirmation that coverage is in place.

Quotes and Applications

Any quote requested or provided through this website is for informational purposes only and is subject to review, underwriting approval, verification of information, eligibility requirements, and final confirmation by the applicable insurer.

You are responsible for providing accurate, complete, and truthful information when requesting a quote, submitting an application, making policy changes, or communicating with us.

Failure to provide accurate or complete information may affect your eligibility, premium, coverage, policy validity, or claims.

External Links

This website may contain links to third-party websites, including insurers, payment providers, social media platforms, or other external resources.

These links are provided for convenience only. We do not control and are not responsible for the content, privacy practices, security, accuracy, or availability of any third-party websites.

Accessing third-party websites is at your own risk.

Website Availability

We make reasonable efforts to keep this website available and functioning properly. However, we do not guarantee that the website will always be available, uninterrupted, secure, or free from errors, viruses, or harmful components.

We may update, suspend, restrict, or discontinue any part of the website at any time without notice.

Limitation of Liability

To the fullest extent permitted by law, Assurance Prestige Insurance will not be liable for any damages, losses, claims, costs, or expenses arising from or related to your use of this website, reliance on website information, inability to access the website, website errors, omissions, interruptions, delays, inaccuracies, or third-party links.

This includes, without limitation, direct, indirect, incidental, consequential, special, or punitive damages.

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, disclose, store, and protect your personal information.

By using this website, you acknowledge that you have reviewed our Privacy Policy.

Prohibited Use

You agree not to use this website for any unlawful, harmful, fraudulent, abusive, or unauthorized purpose.

You must not attempt to interfere with the operation, security, functionality, or integrity of this website, including by introducing viruses, malicious code, automated scraping tools, or unauthorized access attempts.

Changes to These Terms

We may update or revise these Terms of Use from time to time. Any changes will be posted on this page with an updated effective date.

Your continued use of this website after changes are posted means that you accept the revised Terms of Use.

Governing Law

These Terms of Use are governed by the laws of the Province of New Brunswick and the applicable laws of Canada.

Any disputes relating to this website or these Terms of Use shall be handled in the appropriate courts or legal forums of New Brunswick, unless otherwise required by law.